ARMED FORCES HELP TO BUY – UP TO £25,000 INTEREST-FREE
EXCLUSIVE HOMEBUYING SUPPORT FOR ARMED FORCES PERSONNEL
The Armed Forces Help to Buy scheme lets eligible Service personnel borrow up to 50% of their annual salary, up to a maximum of £25,000, completely interest-free. This extra boost makes it easier to buy your first home or move to a new posting.
With this support, owning a Wain Homes new build, complete with high specification and inclusive finishes, is more achievable than ever.
HOW DOES THE ARMED FORCES HELP TO BUY SCHEME WORK?
The Forces Help to Buy scheme lets Service personnel borrow up to fifty per cent of their annual salary (capped at £25,000) interest-free. This gives you a boost towards owning a Wain Homes new build, making the step onto the property ladder easier.
WHAT THE SCHEME OFFERS
WHO QUALIFIES FOR THE FORCES HELP TO BUY SCHEME
The Forces Help to Buy scheme is designed to help current Armed Forces personnel take the step onto the property ladder. To make sure you’re eligible, you need to meet a few key criteria:
WHY MILITARY FAMILIES CHOOSE OUR DEVELOPMENTS
As a military-friendly developer, we understand the unique needs of Armed Forces families:
CLOSE TO MILITARY BASES
We have many developments located near major bases across the UK, making your commute simple and stress-free.
FLEXIBLE COMPLETION
We work around deployment schedules and service commitments to make your move as smooth as possible.
FORCES-SAVVY SALES TEAM
Our team understands the practical needs of Armed Forces buyers and will help guide you through the homebuying process.
QUALITY NEW BUILDS
Modern, energy-efficient homes built to last – ideal for service families who value comfort, reliability, and peace of mind.
HOW TO GET STARTED WITH FORCES HELP TO BUY
Getting your Wain home with the Forces Help to Buy scheme is simple when you know the steps:
- Check your eligibility – Confirm you meet the Forces Help to Buy criteria.
- Explore homes – Browse our developments and find a property that suits your needs.
- Chat with our team – We’ll guide you through your options and the scheme.
- Apply through the MOD portal – Submit your application for your interest-free loan.
- Arrange your mortgage – Organise your mortgage based on your Forces Help to Buy advance.
- Complete legal checks and paperwork – Finish paperwork and ensure all scheme conditions are met.
- Move in – Step into your new Wain home with confidence.
Ready to use your Forces Help to Buy entitlement to get on the property ladder? Take the next step towards homeownership with Wain Homes and make the most of your military support.
WHERE IS IT AVAILABLE?
View developments 
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Forces Help to Buy is subject to specific terms, conditions and eligibility criteria, which may be subject to change. The scheme can be used by eligible service personnel on applicable homes at selected Wain Homes developments. If you are an eligible buyer, the Government will lend up to 50% of your annual salary (to a maximum of £25,000), interest-free, towards the purchase of your new-build home. Service personnel must apply for Forces Help to Buy via JPA, using the self-service application for FHTB. Full instructions for completion are available in the JPA Self Service User Guide: Applying for Pre-Approval for FHTB, accessible on the gov.uk website. To find out more about your eligibility, refer to JSP 464, Volume 1, Part 1, Chapter 12. Information correct at the time of publication. Please see gov.uk. †Terms and conditions apply. Availability of the scheme may be withdrawn or amended by Wain Homes at any time.